As the Chinese economy develops fast, some people who have fought for their careers in the 1990s have become rich, they are the first rich generation in their family, we call them Tu Hao, which means people get material rich, while they don’t own much knowledge. Tu Hao is rich indeed, but many of them get rich suddenly, they have no idea how to spend the money, so they use the money to buy the richest food, smoke the best cigarette, and buy the most expensive car. Tu Hao is not the real rich people, because their minds are empty, the real rich people know how to use money properly, they are well educated, they are humble, and will never show others how rich they are. Real rich people have their goals, they are not confused with material things, and they know exactly what should they do right with the money.
随着中国经济的快速发展，一些在90年代就为他们事业奋斗的人现在已经变得富有，他们是家族里面第一代富有的有，我们把这类人叫做“土豪”，意思是这些人物质上有富有，然而他们并没有太多的知识。“土豪”确实富有，但是很多土豪是突然致富，他们不知道怎么样花钱，因此他们用钱来买最贵的实物，抽最好的烟和买最贵的车。土豪并不是真正富裕的人，因为他们精神上空虚，真正富裕的人知道如何正确使用钱，他们收到良好的教育，为人谦虚，永远不会向别人显示自己的富有。真正富裕的人有他们的目标，不为物质的东西所困惑，他们清楚地知道如何正确使用钱。
